Seller Financing

Seller financing is a great way to buy your next real estate investment property…if you can find a seller willing to sell to you on owner-financing.

Most sellers are afraid of selling to someone who may or may not actually keep their end of the bargain.  After all, if they sell a fixer-upper to you on owner financing with a low down payment and you start fixing up the place and decide that you don’t like this whole "real estate thing" after all…they are stuck getting the place back again.

Buying on owner-financing from traditional homeowners is like trying to find a needle in a haystack these days too because pretty much everyone owes too much on their home.  So finding sellers that are willing to work with you and actually have a house that you can make money on is rare indeed.

The good news is that we make many of the hot properties avaiable on The Wholesale Hot List available with owner financing!  So with a small down payment you can be on your way to real estate success regardless of your credit, income, or other factors.

Pros:
Very flexible. If you find a seller willing to work with you, the details are hashed out between you and the seller directly. This method is very fast too.  Pretty much as soon as paperwork can be drafted and you can supply a check is how long it takes for keys to change hands and get you in business on a new property.

Cons:
Rare.  Between the lack of equity most sellers are faced with and the fact that there are very few investors like us who will buy a property then wholesale it on terms vs. cash makes the number of deals you can buy this way severely limited.  So count yourself among the lucky few that have a direct line to properties that can be bought week-in and week-out this way.

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